You have come to the right place for your private health care insurance quote. You can get your health insurance private quote from this site simply by clicking on the quote box on this page. This makes it very easy to compare quotes and find the best health insurance for your needs.

When comparing quotes be sure to find out what restrictions apply to various policies as they are not always all listed. There is a list of restrictions that can be found in the Standard Information Statements (SIS). The law requires that such statement are provided and updated each year so that everyone can review and compare their health insurance policies.

The three different types of SIS are:

• For hospital. These will go into detail about the type of accommodation; those services which are covered and those which are not – and any that are only partly covered; if there are any waiting periods and how long these are, and any additional payments that will be needed.
• General treatment. This SIS will explain all the ins and outs of cover for general treatment. Included will be the services covered; waiting periods and limits and benefits of each service.
• Combined SIS – will detail limitations and features of combined cover with all the same details as are listed above.

When taking out a hospital insurance policy be aware that not all services will be covered. Such things as cardiac surgery and related service such as pacemakers, pregnancy, cataracts, joint replacements, dialysis and many other services are not covered. Most of the items that are restricted must by law be listed, but some do not have to be.

If your policy states other services after the list of restrictions then it is up to you to phone the insurer and find out what they are.

Standard Information Statements do not give you all the details of the insurance policy, but rather a broad outline so that you can see at a glance what is covered. Fees will vary depending on your particular circumstances such as age and health. It is important to get all the finer details and read them carefully before you sign anything, or you might find that cover is not available just when you most need it.

We hope this private health care insurance quote information has been helpful.